Many insurance policies now cover costs of critical illness meaning you don’t have to worry about saving for illness. Simply cover yourself with normal insurance policy, don’t forget to add illness rider and you are covered for major illness including but not limited to stroke, open heart surgery, kidney transplants, cancer and many more. Just by paying a little extra on top of your premium, you get covered with insurance, can save good money and get freedom from worrying about medical expenses for treating major illness.